Why choose Funding of Solutions Pty Ltd for your Business.

Funding of Solutions emerges as a highly adaptable and client-focused provider within the Australian asset finance landscape.

Our core value and propositions, centre upon enabling businesses to acquire essential tools and equipment for growth without significant upfront capital, offering solutions characterised by speed, flexibility, and competitive rates.

A significant differentiator of our specialised capability is in providing financing even for businesses with a history of adverse credit, addressing a critical market need often overlooked by the current traditional lenders and institutions.

Our unique positioning is underpinned by an extensive network of diverse lenders, which allows FoS to tailor solutions to individual business needs, objectives, and financial situations.

Our vast network enables us to navigate various lending criteria and risk appetites, consistently finding suitable funding avenues where others might fail.

Our comprehensive range of assets that we finance, from operational machinery to commercial real estate and business expansions, further solidifies our role as a versatile partner for holistic business growth.

We Provide various financing options such as Leasing (Finance, Operating, Novated), Hire Purchase and Chattel Mortgages which can provide businesses with strategic choices based on their ownership objectives, asset lifecycle management, and tax considerations.

Our personalised consultation approach is consistent with our commitment to providing bespoke solutions, particularly beneficial for non-standard cases.

We at FoS provide a human-centric, agile and inclusive approach to asset finance, comparative to the traditional Lending firms that use impersonalised Artificial Intelligence (A.I) making us a compelling option for Australian businesses seeking to leverage capital for expansion, operational efficiency and Solvency.

To save a distressed business, various financing and restructuring options can be explored.

These include securing emergency business loans, refinancing existing debt, or consolidating multiple debts into a single loan. Additionally, the Small Business Restructuring Process (SBRP) or our Turnaround advisories allows eligible businesses to negotiate with creditors for debt repayment plans.

Funding of Solutions' Requirements and Tailored Packages

Funding of Solutions Pty Ltd places a strong emphasis on a highly tailored approach to asset finance.

Our firm considers the unique nature of your business, your objectives and your financial situation to tailor a package that works specifically for you.

We undertake a deeply personalised assessment process rather than a rigid, one-size-fits-all application.

While FoS’s documentation requirements and eligibility criteria are lesser than the traditional Institutional lenders, our clients are advised that providing "necessary information" is crucial to obtaining asset financing on the most favourable terms.

Our precise requirements for financing can also be influenced by several dynamic factors, including the specific financial option chosen (e.g., lease versus hire purchase), the type of asset or equipment intended to be financed, and the overall nature and operational context of the business itself.

Our checklist for application and eligibility is coupled with the strong emphasis on "tailored" solutions”, derived from a more consultative and less standardised application process.

This approach is highly consistent with FoS 's specialisation in assisting businesses with diverse credit histories, as it allows us to conduct a more holistic and dynamic assessment that looks beyond a simple credit score, delving into your business's operational viability and specific asset details.

We at FoS prioritise and foster direct client interaction and personalised consultation, enabling us to gather nuanced details and structure effective financing solutions for unique or non-standard cases.

Strategies for Obtaining the Best Terms

To secure the most advantageous terms for asset financing, providing appropriate collateral security for the loan is highlighted as a crucial step. This action significantly reduces our lender's perceived risk, thereby enhancing the likelihood of your finance approval and potentially leading to more favourable interest rates.

Interest rates, which constitute a key component of financing costs, are not static. They are variable and depend on several influencing factors. These include the chosen finance option (e.g., the inherent risk profile of a lease versus a secured loan), the specific type of equipment or asset being financed (considering its liquidity, depreciation rate, and market demand), and the overall nature and financial health of the business itself.

Our Clients are encouraged to understand these variables to better position themselves for optimal financing outcomes.

Next Steps 

For businesses seeking more detailed and personalised information regarding the specific application process, precise eligibility criteria, or the exact required documentation, potential clients are encouraged to directly contact Funding of Solutions.