Funding That Fuels Turnaround.

Funding of Solutions Pty Ltd (FoS) assists Australian business owners in financial distress by offering finance-driven restructuring and turnaround strategies, especially amidst rising ATO enforcement and creditor pressures.

With the ATO ramping up its enforcement of tax debts and thousands of business owners facing mounting pressure from creditors, many Australian business owners are wondering if there's a realistic path out of financial distress.

One of the most misunderstood options is using non-traditional finance as part of a broader business restructure strategy.

At Funding of Solutions Pty Ltd, we believe that transparency and education are essential in helping people navigate financial difficulty. That’s why we help you to explore how finance can be used to stabilise your business and help directors take control of their financial future.

Why Finance is Becoming a Key Part of Restructuring or Business Turn Around.

Small Business Restructures (SBRs) are on the rise. And with them, there's increasing demand for practical, fast-access solutions to pay down debt and prevent insolvency appointments.

Funding of Solutions Pty Ltd have helped many  advisors and business owners bring finance into their restructuring proposals to make them more appealing to creditors. If you can offer creditors a return upfront rather than 12 to 24 months down the track or not at all, then creditors are more likely to support the plan.  Even when things seem dismal, a business can be saved if the right Funding Solution is in place.

It is to be realised that finance isn’t always a remedy, however we at Funding of Solutions Pty Ltd  analyse what options are available to you, and ascertain whether using capital to fund a restructure or Business Turnaround is appropriate.

Traditional and non-traditional finance options available.

FoS works with banks, non-banks, and private lenders that lend directly when time is critical. Our clients range from mum-and-dad small businesses to company operators facing urgent Director Penalty Notices (DPN) deadlines of 21 days, or spiraling interest from alternative lenders which make it impossible to pay down the loan. 

FoS not only use an array of private lenders, we also source funding from non-bank lenders, often at a 7% interest rate. However, if we are issued a couple of weeks lead time, we can usually find much more cost-effective options. Urgency is paramount.

Act Fast or Pay the Price.

When it comes to financial distress, acting early can mean the difference between success and collapse.

The longer people wait, the fewer options they have. By the time you’ve missed several repayments or defaulted on a loan, your choices narrow. The earlier we get involved, the more flexible our lenders are and the lower the cost of the loan.

What If You Don’t Have Property or Assets?

While many of our Funding Solutions to Clients involved securing finance against property or commercial assets, not every client has this option. Business Turnaround isn’t about getting deeper into debt. It’s about managing your obligations smartly, preserving business value, and giving yourself the best chance of recovery.

We look at the entire picture, analyse the risk, the rates, the purpose of the loan and we’re not afraid to advise if Business Turnaround cannot be achieved, or  restructuring or continued Trading may not be feasible.

We at FoS are committed to finding the best outcome for each situation. That could mean restructuring the business, initiating a formal process, or helping someone step away from a business that’s no longer sustainable.

Whether you're facing a Director Penalty Notice, mounting ATO debt, or a restructure opportunity, the earlier you seek advice, the better your chances.

We work fast tapping into non-bank lenders, private finance options, and urgent solutions tailored to your needs. Whether you’re dealing with Director Penalty Notices, tight timelines, or limited assets, we explore every angle to find a viable path forward. 

If you're unsure what options are right for your business, please reach out to us at Funding of Solutions Pty Ltd (FoS), we're here to help.

Practical Approach.

FoS assesses financial options carefully and will advise when restructuring or business Turnaround isn’t viable, we always aim for the best outcome, whether that’s a formal appointment, restructure, or a clean exit.

FoS operates on the fundamental principle that "just because you can take a loan and pay out one debt doesn't necessarily mean that you should. Our role extends beyond merely facilitating funds to comprehensively assessing the overall picture and diagnosing whether a financial solution truly makes commercial sense for the client's long-term viability.

This involves an honest and often difficult appraisal of whether it is sometimes better to draw a line in the sand and let some of these things go rather than commit what's left into... an unfruitful or... unsuccessful attempt to rehabilitate something that might be time to let go.

Our company and Affiliations with SAS Solvency Pty Ltd and DOC Lawyers Pty Ltd offer businesses a distinctive way to raise growth capital beyond traditional bank loans or private equity, allowing you to pursue expansion, business revival or survival without giving up ownership or control.