
Where Others Say No, We Say Grow.
Combining finance with smart restructuring
strategies to help businesses regain control.
What is FoS Asset Funding?
Our Asset financing options represents a fundamental financial arrangement designed to assist your business in acquiring vital assets such as vehicles, specialised equipment, or necessary inventory.
At its core, our Funding solutions involve a business borrowing funds for an asset's purchase, with the acquired asset itself serving as collateral for the loan.
This collateralisation provides security to our lenders, often leading to more favourable loan terms for the borrower.
Through FoS Asset Financing, the borrower commits to repaying the loan over a predetermined period, typically with an associated interest rate.
This structured repayment allows businesses to gain immediate access to and utilise the asset, enabling them to generate revenue, enhance productivity, or boost production capabilities without the immediate burden of a substantial upfront capital outlay.
This financial strategy is particularly beneficial for preserving working capital and maintaining liquidity within your business.


FoS Tailored Approach to Asset Finance.
We dig deep to understand your business, then tap into our broad network of lenders to tailor smart, flexible options that fit your budget and cashflow.
How FoS Asset Funding works.
Funding of Solutions Pty Ltd asset financing provides businesses with the flexibility to utilise an asset without bearing its full cost upfront. Instead, the total expense, including interest, is distributed over time through a carefully planned repayment schedule.
The typical Australian market for equipment and asset finance is characterised by the presence of two primary types of lenders such as traditional financial institutions such as banks and private lenders.
A significant distinction between banks and private lenders lies in their lending criteria.
Traditional lenders typically enforce more stringent requirements, which frequently result in the rejection of applications from businesses with a less-than-perfect credit history, particularly if there have been missed or late repayments within the preceding seven years.
This risk-averse stance, often driven by regulatory compliance and internal credit policies, leaves a segment of the market under served and neglected.
Conversely, our private lenders as exemplified by Funding of Solutions Pty Ltd, offer distinct advantages in this environment. We are known for the easier and quicker approval processes, flexible repayment arrangements that can be specifically adapted to your company's cash flow and enable your business to have a crucial agility that allows your businesses to promptly seize opportunities in a competitive market and or maintain Solvency.
This dynamic creates a dual landscape in Australian asset finance, where traditional banks cater to established, low-risk profiles, while our private lenders strategically fill the void by providing more adaptable and rapid solutions to a broader range of businesses, including those facing credit challenges.


Personalised asset finance solutions .
Take Control of your financial future.
Our Customer-Centric Philosophy
Funding of Solutions Pty Ltd provide flexible, faster financing options, particularly for entities that may not align with conventional credit assessments or require swift capital deployment.
Funding Of Solutions, operates with a deeply ingrained customer-centric philosophy, prioritising flexibility, competitive rates, and leveraging an extensive network of lenders to meet the diverse and evolving needs of businesses.
A fundamental principle guiding Funding Of Solutions, is the recognition that every business entity is unique.
Consequently, we meticulously tailor asset finance packages to align with the individual business needs, strategic objectives, and specific financial situations of our clients.
Our team of experienced professionals offers specialised advise for unique circumstances, with the overarching goal of making the entire process of securing business asset financing as fast, straightforward, and hassle-free as possible for our clientele.
This commitment extends beyond mere transaction facilitation; our company's philosophy is rooted in a dedication to identifying financial solutions that not only address immediate, short-term requirements but also deliver enduring, long-term value.
We at Funding Of Solutions acknowledge the critical importance of timely access to the appropriate tools and equipment for sustained business expansion and development or maintenance of existing business assets.


FoS. Where networks meet opportunity.
Unlocking Opportunity Through Strategic Partnerships.
Extensive Network of Lenders
A cornerstone of FoS's operational model and our significant competitive advantage is due our collaborative engagement with an expansive network comprising of distinct investors, family offices, traditional lenders and private lenders.
This vast network strategically encompasses both traditional banking institutions and non-bank private lenders.
Our broad reach is instrumental in enabling FoS to access and offer a comprehensive array of financing options that might otherwise be unattainable through other lending entities.
This extensive network is particularly vital for identifying viable solutions, especially in scenarios where traditional banks might decline a loan application due to their more stringent lending criteria.
By having access to diverse lending criteria, risk appetites, and product offerings across its network, FoS can effectively match a client's specific profile with the most suitable lender.
This capability allows FoS to function as a highly effective financial intermediary, adeptly connecting unique business needs and including those with challenging credit profiles with the most appropriate funding sources.
This significantly enhances the likelihood of finance approval and potentially secures more favourable terms than a business might achieve through a direct, single-lender approach.


Your asset finance, sorted.
Personalised flexible asset finance and solutions with a focus on quick approvals and competitive rates.
Comprehensive business solutions
Funding of Solutions Pty Ltd is a comprehensive solution provider, offering a personalised service in the realm of asset finance.
Commitment to Flexibility, Quick Approval, and Competitive Rates
Our firm is steadfast in its dedication to delivering prompt asset financing solutions for your Business, ensuring both the necessary security and the essential flexibility our clients require for their various projects.
Our service offerings are distinguished by affordable rates and highly adaptable repayment arrangements, meticulously designed to alleviate existing financial pressures rather than imposing new ones.
Our firm actively collaborates with clients to adjust interest rates to best suit their specific financial situations, further underscoring our flexible client-responsive methodology.
Our quick approval and rapid processing provide operational efficiency and enables businesses to capitalise swiftly on market opportunities and maintain a crucial competitive edge in dynamic commercial environments.
Our focus on speed and adaptability positions FoS as a strategic partner in enabling business agility, allowing companies to react quickly to market demands and accelerate their growth.


Addressing Bad Credit Scenarios ?
Unlock Growth—Even with Bad Credit
We at the Funding of Solutions Group, believe that a credit score shouldn't be the final word on your business potential.
That’s why we specialise in asset-based financing for clients who’ve been overlooked by traditional banks.
Our expansive lender network includes partners with flexible risk models, enabling us to secure funding where others say no.
Whether you're recovering from missed repayments or navigating a tough financial patch, FoS turns credit challenges into funding opportunities.
We help you preserve revenue, protect solvency, and stay competitive—no matter your credit history.
Funding of Solutions (FoS) stands out in the financing market by offering tailored asset-based funding solutions to businesses and individuals with poor or non-traditional credit histories. Unlike conventional lenders, FoS leverages a diverse network of risk-tolerant financiers to provide viable funding options where others fall short.
This approach fills a critical gap in the market, empowering businesses to maintain solvency, drive growth, and gain a competitive edge, even in the face of adverse credit histories.
A significant distinguishing factor for Funding of Solutions Pty Ltd within the market is our specialised capabilities in providing business asset financing irrespective of a client's credit rating.
FoS explicitly offers viable financing options for businesses and individuals who may have negative credit scores.
This crucial service we provide is made possible by us leveraging our expansive network of lenders, many of whom possess different risk assessment models or a higher tolerance for certain credit profiles than traditional banks.
Our capability directly addresses a critical and often under served need in the market.
Traditional lenders frequently reject applications from businesses with a history of missed or late repayments, creating a substantial barrier to growth for many otherwise viable enterprises.
FoS strategically provides Funding services to a segment of the market that traditional banks either cannot or choose not to serve effectively, thus we turn the challenge of adverse credit into a core area of our expertise where to source funding to give Businesses a competitive advantage and maintain revenues and more importantly Solvency.

Ready to finance your growth?
Contact us today to discuss your asset financing needs and take your business to the next level.