
Funding of Solutions.
Combining finance with smart restructuring
strategies to help businesses regain control.
What is FoS Asset Funding?
Our Asset financing options represents a fundamental financial arrangement designed to assist your business in acquiring vital assets such as vehicles, specialised equipment, or necessary inventory.
At its core, our Funding solutions involve a business borrowing funds for an asset's purchase, with the acquired asset itself serving as collateral for the loan.
This collateralisation provides security to our lenders, often leading to more favourable loan terms for the borrower.
Through FoS Asset Financing, the borrower commits to repaying the loan over a predetermined period, typically with an associated interest rate.
This structured repayment allows businesses to gain immediate access to and utilise the asset, enabling them to generate revenue, enhance productivity, or boost production capabilities without the immediate burden of a substantial upfront capital outlay.
This financial strategy is particularly beneficial for preserving working capital and maintaining liquidity within your business.


FoS Tailored Approach to Asset Finance.
We dig deep to understand your business, then tap into our broad network of lenders to tailor smart, flexible options that fit your budget and cashflow.
How FoS Asset Funding works.
Funding of Solutions Pty Ltd asset financing provides businesses with the flexibility to utilise an asset without bearing its full cost upfront. Instead, the total expense, including interest, is distributed over time through a carefully planned repayment schedule.
The typical Australian market for equipment and asset finance is characterised by the presence of two primary types of lenders such as traditional financial institutions such as banks and private lenders.
A significant distinction between banks and private lenders lies in their lending criteria.
Traditional lenders typically enforce more stringent requirements, which frequently result in the rejection of applications from businesses with a less-than-perfect credit history, particularly if there have been missed or late repayments within the preceding seven years.
This risk-averse stance, often driven by regulatory compliance and internal credit policies, leaves a segment of the market under served and neglected.
Conversely, our private lenders as exemplified by Funding of Solutions Pty Ltd, offer distinct advantages in this environment. We are known for the easier and quicker approval processes, flexible repayment arrangements that can be specifically adapted to your company's cash flow and enable your business to have a crucial agility that allows your businesses to promptly seize opportunities in a competitive market and or maintain Solvency.
This dynamic creates a dual landscape in Australian asset finance, where traditional banks cater to established, low-risk profiles, while our private lenders strategically fill the void by providing more adaptable and rapid solutions to a broader range of businesses, including those facing credit challenges.


Personalised asset finance solutions .
Take Control of your financial future.
Our Customer-Centric Philosophy
Funding of Solutions Pty Ltd provide flexible, faster financing options, particularly for entities that may not align with conventional credit assessments or require swift capital deployment.
Funding Of Solutions, operates with a deeply ingrained customer-centric philosophy, prioritising flexibility, competitive rates, and leveraging an extensive network of lenders to meet the diverse and evolving needs of businesses.
A fundamental principle guiding Funding Of Solutions, is the recognition that every business entity is unique.
Consequently, we meticulously tailor asset finance packages to align with the individual business needs, strategic objectives, and specific financial situations of our clients.
Our team of experienced professionals offers specialised advise for unique circumstances, with the overarching goal of making the entire process of securing business asset financing as fast, straightforward, and hassle-free as possible for our clientele.
This commitment extends beyond mere transaction facilitation; our company's philosophy is rooted in a dedication to identifying financial solutions that not only address immediate, short-term requirements but also deliver enduring, long-term value.
We at Funding Of Solutions acknowledge the critical importance of timely access to the appropriate tools and equipment for sustained business expansion and development or maintenance of existing business assets.


FoS. Where networks meet opportunity.
Unlocking Opportunity Through Strategic Partnerships.
Extensive Network of Lenders
A cornerstone of FoS's operational model and our significant competitive advantage is due our collaborative engagement with an expansive network comprising of distinct investors, family offices, traditional lenders and private lenders.
This vast network strategically encompasses both traditional banking institutions and non-bank private lenders.
Our broad reach is instrumental in enabling FoS to access and offer a comprehensive array of financing options that might otherwise be unattainable through other lending entities.
This extensive network is particularly vital for identifying viable solutions, especially in scenarios where traditional banks might decline a loan application due to their more stringent lending criteria.
By having access to diverse lending criteria, risk appetites, and product offerings across its network, FoS can effectively match a client's specific profile with the most suitable lender.
This capability allows FoS to function as a highly effective financial intermediary, adeptly connecting unique business needs and including those with challenging credit profiles with the most appropriate funding sources.
This significantly enhances the likelihood of finance approval and potentially secures more favourable terms than a business might achieve through a direct, single-lender approach.

Ready to finance your growth?
Contact us today to discuss your asset financing needs and take your business to the next level.